The Little Bank That Did.

Over the last few years, I’ve had some harsh words for bankers, banks, and the culture of the industry. In truth, I could have said worse, and it would have been justified. That’s why the story of this bank—the Hancock Bank of…

Bogus Bonuses and C.E.O. Salaries

One of the most common justifications for hefty C.E.O. compensation packages is that if the leaders of industry are not paid well, the so-called best and brightest will no longer flock to fill the corporate ranks, and will instead go elsewhere. High…

Rethinking Money for the New Year

In today’s economy, consumers and financial institutions alike are constantly on the lookout for new ways to reduce spending. As you read this article, consider these questions: what cost-cutting habits has your organization developed, and are they rational? Do you recognize irrational…

The Psychology of Gift-Giving

Here it is again: holiday gift-giving season – the best win-win of the year for some, and a time to regret having so many relatives for others. Whatever your gift philosophy, you may be thinking that you would be happier if you…